Since you’ve decided to buy a new home, it is important to tell you what to expect before getting yourself into a new home. The truth is, everyone loves the prospect of moving into a fancy home, but you should know that it can be more complicated than you first thought. If you are starting […]
When you find yourself in need of some extra cash on hand for a big project or a goal, you may be overwhelmed by the different loan options available to you. But are you overlooking your single most significant asset when considering taking on additional loans along with your mortgage? A cash-out refinance can let […]
When you’re preparing to buy a house, you want trusted advisors on your side. That’s when a real estate agent becomes essential. A buyer’s agent will work as your advocate throughout the purchasing process. They will represent your interests when it comes time to make an offer and negotiate, and they will be able to […]
When you’re applying for a mortgage, you need to provide your income information – including W-2s and paystubs. But what if you’re self-employed? Getting a mortgage when you’re self-employed is entirely possible, although you may be on the hook for more paperwork to prove your income. However, there are also factors in self-employment that may […]
One of the most critical steps in the home buying process is securing financing. Rare are those who can pay in cash for real estate in Orange County, so for most people, this early step is finding a mortgage. You’ll need to submit an application to a lender, so you know what amount, rates, and […]
Part of due diligence when buying a home is verifying a clear title. When there are issues with a property’s title, buyers can run into trouble down the road because of other claims to ownership, money owed, and even minor lot line issues. While you will likely purchase title insurance when buying a home, it’s […]
With all of the moving parts involved in a real estate transaction – and their related costs – home buyers are sometimes tempted to forego their right to certain steps meant to protect them. Unfortunately, because a home inspection adds additional cost and a longer wait, buyers sometimes think that the inspection can be […]