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Interest Rate Rises: What This Means For Your Mortgage Prospects

Interest Rate Rises: What This Means For Your Mortgage Prospects

It’s that time again: the Federal interest rate is on the rise and showing signs of continuing to do so before the year ends. So far, the Fed has focused mostly on raises to short-term interest rates, which includes things like credit cards. For the most part, rates for mortgages have been left to a […]

How To Get A Loan As A First Time Home Buyer

How To Get A Loan As A First Time Home Buyer

Buying your first home is full of excitement. You can probably already envision enjoying sunny days in your Southern California backyard and the changes you’ll make to turn the house into your home. But before you can start packing, you’ll need to figure out a way to pay for that home. As a first-time buyer, […]

Go Green With A VA Cash-Out Refinance Loan

Go Green With A VA Cash-Out Refinance Loan

Is your home in need of a facelift? Old appliances and outdated systems can have your home running in less-than-peak efficiency. While your old products may look dated, they likely aren’t working as well as they once did, which can quickly make your utility bills skyrocket. Instead, focusing on ways to make your home greener […]

5 Ways A VA Loan Can Help You Settle In A New Home

5 Ways A VA Loan Can Help You Settle In A New Home

One of the hardest obstacles to overcome when searching for a home is coming up with the money required for a down payment. In order to assist veterans, those in active service, and their families, the Department of Veteran’s Affairs offers home loans with easy terms – including no down payment – allowing those who […]

Essential Questions To Ask Your Real Estate Agent

Essential Questions To Ask Your Real Estate Agent

When you’re preparing to buy a house, you want trusted advisors on your side. That’s when a real estate agent becomes essential. A buyer’s agent will work as your advocate throughout the purchasing process. They will represent your interests when it comes time to make an offer and negotiate, and they will be able to […]

What Is A Short Sale

What Is A Short Sale

Are you seeking out a deal in the booming Southern California real estate market? If so, you may have come across listings marked as “short sale.” But what exactly is a short sale? Put simply, it’s when a property is sold for less than the outstanding mortgage on it. In theory, a short sale sounds […]

What Is The Process Of Getting A VA Loan?

What Is The Process Of Getting A VA Loan?

If you served or are serving in the military, or are the surviving spouse of a veteran, you may be eligible for a home loan from the Department of Veteran’s Affairs (VA). These loans are designed to offer easy terms from the start of the mortgage process to homeownership, in order to get those who […]

The Best Loan Programs For First-Time Home Buyers

The Best Loan Programs For First-Time Home Buyers

For first-time buyers, the entire process of purchasing a home can feel overwhelming. And it is! But luckily for first-timers, there are loan programs available designed to make this process easier when it comes to financing your home. Some specialized loan programs come with specific requirements, while others are open to anyone who qualifies. And […]

5 Quick Renovations That Will Improve Your Home’s Value

5 Quick Renovations That Will Improve Your Home’s Value

Everyone has something they wish they could have as part of their home. An indoor pool? Yes, please. A bat cave? Well – maybe. For most people, renovating a property will come down to need. When something doesn’t work anymore or is too outdated, it’s time to spruce it up. In these cases, renovations are […]