Using A Cash Out Refinance To Purchase A Second Home in California

Real estate in Southern California doesn’t come cheap, so what if you want to buy a second home or investment property? Do what the professionals do, and find ways to turn your existing assets into cash. In this case, refinancing your primary residence with a cash-out loan means you can take out an additional amount […]
Buying A Tenant-Occupied Property in Orange County California? Here’s What You Need To Know

Whether you are looking at multi-family properties in Corona or single-family homes in Orange County, there’s a chance you could be faced with the question of existing tenants. Before you put their stuff out on the curb, it’s important to know about the intricacies related to buying a tenant-occupied property. Existing Leases When you come […]
Can You Use Gift Money To Buy A Home in Southern California?

One of the most daunting prospects in the home buying process is coming up with enough money for a down payment – especially if you are a first-time buyer. But your Orange County, California real estate dream doesn’t have to die if you have friends or family who are willing to “gift” you money. First, […]
Can A VA Loan Help You Buy A Corona California Fixer-Upper?

If you’re shopping for property in Southern California, then you know the competition is high for a consistently low inventory, driving buyers to look for more affordable options. And maybe you found it, that diamond in the rough: a fixer-upper in Corona, California. The listing price is right, the potential is there, but first, you’re […]
What Happens When You’re Up Against An All-Cash Buyer in Corona or Orange County California?

You’ve found the perfect starter home in Corona or Orange County, California, and you qualify for a mortgage to pay for it. But as you submit your offer, you find out that you’re up against an all-cash buyer. Before you give up on that home, give it a minute – you might be surprised to […]
How Not To Sell A House: 4 Mistakes To Avoid in Orange County CA

You’ve listed your Orange County home, but don’t seem to be getting much interest. At your first open house, only a trickle of folks came in, and your real estate agent doesn’t seem to understand why. Chances are, you are making one of these four common seller mistakes. 1. Messy Rooms Potential buyers want to […]
How To Get Cash Out Of Your Home – 1 of 4 part series on getting cash out of your home

If you’re in need of extra cash, why wouldn’t you look to your biggest asset, your home, to access some? A cash-out refinance loan allows you to replace your current mortgage with a new loan that is higher than the amount you currently owe on your home. That extra money becomes cash that you can […]
How To Get A Loan As A First Time Home Buyer

Buying your first home is full of excitement. You can probably already envision enjoying sunny days in your Southern California backyard and the changes you’ll make to turn the house into your home. But before you can start packing, you’ll need to figure out a way to pay for that home. As a first-time buyer, […]
What You Need To Know Before Buying A Foreclosure

If you’re shopping the Southern California real estate market, it’s no surprise that home prices keep going up. But what are your other options if your goal is homeownership? It’s at this point that many people in the home buying process start thinking about foreclosures. You may get dazzled by the seemingly low cost of […]
4 Reasons To Get A Cash Out Refinance Loan

When you find yourself in need of some extra cash on hand for a big project or a goal, you may be overwhelmed by the different loan options available to you. But are you overlooking your single most significant asset when considering taking on additional loans along with your mortgage? A cash-out refinance can let […]